ABOUT THE AUTHOR
S
UZE
O
RMAN
is a two-time Emmy Award–winning television host, #1
New York Times
bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today.
Orman has written eight consecutive
New York Times
bestsellers and has written, co-produced, and hosted seven PBS specials based on her books. She is the seven-time Gracie Award–winning host of the
The Suze Orman Show
, which airs on CNBC, and host of the forthcoming
Money Class
on OWN: The Oprah Winfrey Network. She is also a contributing editor to
O: The Oprah Magazine
.
Twice named one of the “
Time
100,”
Time
magazine’s list of the world’s most influential people, and named by
Forbes
as one of the 100 most powerful women, Orman was the recipient of the National Equality Award from the Human Rights Campaign. In 2009 she received an honorary doctor of humane letters degree from the University of Illinois at Urbana-Champaign and in 2010 she received an honorary doctor of commercial science from Bentley University.
Orman, a Certified Financial Planner™ professional, directed the Suze Orman Financial Group from 1987 to 1997, served as Vice President—Investments for Prudential Bache Securities from 1983 to 1987, and was an account executive at Merrill Lynch from 1980 to 1983. Prior to that, she worked as a waitress at the Buttercup Bakery in Berkeley, California, from 1973 to 1980.
Table of Contents
Class 1: The New American Dream
Lesson 1. Finding Your Truth: A Personal Financial Accounting
Lesson 2. Living Truthfully: How to Stand Tall in Your Reality
Lesson 3. The Foundation of All Truthful Living: The Power of Cash
Lesson 1. How to Build Honest Family Relations
Lesson 2. How to Raise Young Children to Stand in the Truth
Lesson 3. How to Create A Financially Honest College Strategy
Lesson 4. How to Help Adult Children Facing Financial Challenges
Lesson 5. The Conversation Every Adult Child Should Have with His or Her Parents
Lesson 6. Advice for Grandparents: How to Build A Lasting Legacy
Lesson 1. The Truth About Home Values
Lesson 2. When it Makes Sense to Rent
Lesson 3. The New Rules of Buying A Home
Lesson 4. What to Do If You are Underwater
Lesson 5. How to Reduce Mortgage Costs
Lesson 6. The Dangers of Home Equity Lines of Credit
Lesson 7. Reverse Mortgages
Lesson 8. Investing in Real Estate
Lesson 1. Advice for the Employed
Lesson 2. Advice for the Unemployed
Lesson 3. Starting (And Running) Your Own Business
A Note About the Retirement Classes
The Money Navigator: A Special Offer for Readers of The Money Class
Class 6: Retirement Planning: Getting Going in Your 20S and 30S
Lesson 1. Time is Your Greatest Asset
Lesson 2. Retirement Accounts Explained
Lesson 3. How Much You Need to Save for Retirement
Lesson 4. Investing Your Retirement Money
Class 7: Retirement Planning: Fine-Tuning It in Your 40S and 50S
Lesson 1. Deciding When it Makes Sense to Pay Off Your Mortgage
Lesson 2. Have A Realistic Plan for Working Until Age 66–67
Lesson 3. Delay Your Social Security Benefit
Lesson 4. Estimate Your Retirement Income: How are You Doing?
Lesson 5. Saving More, and Investing Strategies in Your 50S
Lesson 6. Plan for Long-Term Care Costs
Lesson 1. Home Finances: Stand in the Truth of What is Affordable for You
Lesson 2. Coping with the High Cost of Healthcare in Retirement
Lesson 3. Stick to A Sustainable Withdrawal Rate
Lesson 4. Avoid Long-Term Bonds and Bond Funds
Lesson 5. Earn Higher Yields by Investing in Dividend-Paying Etfs and Stocks
Lesson 6. Double-Check Your Beneficiaries and Must-Have Documents