Electric Pressure Cooker: Perfect Recipes To Get Meals On The Table In No Time (Clean Eating, Paleo, AIP, Gluten Free, Vegan, Healthy Diets, Nourishing, Cookbook) (41 page)

Chapter 5: Keep it Going
(Conclusion)

At
this point you will be making some good money on your blog. You
’
re probably going to be ready to quit your day job
and well you should be (if you haven
’
t
done it already). You want to make sure that you keep everything going the way
you have previously but you also need to know some important tips to keep in
mind throughout the entire process. They are going to make it easier to attract
new readers and definitely much easier to keep those readers coming back.

The
first thing you need to know about is content. We talked about keeping your
content high quality but this is even more important when you
’
re just starting out and once you start charging for
articles. You need to make sure that the articles your readers are finding are
going to help them in some way. This could be teaching them a new skill or
helping them with a difficult problem. What you may not know is that you don
’
t need to actually write the content for yourself.

If
you are interested in building a blog but don
’
t
have the writing
skills
then you can actually hire
someone to create the blog for you. They will take the time out of their day to
write the individual articles, add images and maybe even post them to the
website for you. You pay them for these services and then you collect a larger
fee from the blog itself through revenue. Of course, there are plenty of sites
that you can choose from where you can find a blog writer and a website
manager. Just make sure you
’
re finding someone who
can create quality content. You don
’
t
want your quality to suffer and lose you readers.

Another
thing you should know is SEO. This stands for Search Engine Optimization and it
relates to the way that other people are able to find your blog. Within every
single industry there are several key words and phrases that people search for
the most often when they use a search engine (such as Google or Yahoo). These
phrases are the ones that you want to make sure that you use in your articles
and throughout your website. The more you use them the better your rankings are
going to be on these search engines, at least, to a point.

The
important thing is to use these key words and phrases when they make sense. For
example, let
’
s say the keyword that I
’
m trying to use is book bag.
‘
My book bag is much stronger than the book bag that
is currently sitting next to your book bag on the pile of book bags.
’
Does this sound natural to you? Did it tell you
anything about why my book bag is stronger than yours? No and no. You don
’
t want to do this in your article because search
engine algorithms, the thing that figures out where in the search engine
ranking your website should go, is as smart as the average person in most ways.
That means it will find this sentence, rank the use of key words high and rank
the worth of those key words low. Your webpage will sink to the bottom of the
list.

The
information that you post needs to contain key words but it also needs to be
useful. By balancing out these two important aspects you
’
re going to get more readers because when they
search for key words your website is going to pop up. If the article that they
find is useful compared to the information that they are looking for they are
more likely to check out a few more of your articles. If the information isn
’
t useful, like my little book bag post above, they
are going to leave your webpage and keep looking for something different. This
is not good for you because chances are if they look for something else in the
future they will scroll right past your listing because of their past
experiences.

By
using only quality content, high SEO content and someone else to create your
blog posts you will be able to make more money and actually spend less time on
your blog. It
’
s a win-win and the complete opposite of what we
told you was going to happen earlier on. That
’
s
because, once you
’
re established, you don
’
t have to put as much work or effort into getting
what you need out of your website.

How
To
Raise Your Credit Score

The Ultimate Guide
To
Your Total Money Makeover: Tips and Strategies- For
Saving Money, Credit Repair, and Becoming Debt Free

Introduction

Hello, I want to thank you and congratulate you for
taking the time to read,
The Ultimate Guide to Your
Total Money Makeover: Tips and Strategies-For Saving Money, Credit Repair, and
Becoming Debt Free
.

This book contains proven steps and strategies on
how to save money and get yourself in better financial shape.

In this book we
’
re
going to talk about three different aspects of financial success. We
’
re going to explain how you can and should go about
saving more money and what you need to do in order to make sure that you
eliminate debt.

Getting yourself in the best possible financial
shape is important to your overall success in life. After all, without the
right amount of money to support yourself and your family it
’
s nearly impossible to do everything that you want
and that
’
s what life is all about right? You want to be able
to enjoy yourself as much as possible.

But in order to truly live a happy life you need to
make sure that you are financially stable and that means saving money, getting
your credit in good shape and eliminating debt.

Thanks again for downloading this book, I hope you
enjoy it!

Ó
Copyright 2015- All rights reserved.

This document is geared towards providing exact and reliable information
in regards to the topic and issue covered. The publication is sold with the
idea that the publisher is not required to render accounting, officially
permitted, or otherwise, qualified services. If advice is necessary, legal or
professional, a practiced individual in the profession should be ordered.

- From a Declaration of Principles which was accepted and approved
equally by a Committee of the American Bar Association and a Committee of
Publishers and Associations.

In no way is it legal to reproduce, duplicate, or transmit any part of
this document in either electronic means or in printed format. Recording of
this publication is strictly prohibited and any storage of this document is not
allowed unless with written permission from the publisher. All rights reserved.

The information provided herein is stated to be truthful and consistent,
in that any liability, in terms of inattention or otherwise, by any usage or
abuse of any policies, processes, or directions contained within is the
solitary and utter responsibility of the recipient reader. Under no
circumstances will any legal responsibility or blame be held against the
publisher for any reparation, damages, or monetary loss due to the information
herein, either directly or indirectly.

Respective authors own all copyrights not held by the publisher.

The information herein is offered for informational purposes solely, and
is universal as so. The presentation of the information is without contract or
any type of guarantee assurance.

The trademarks that are used are without any consent, and the
publication of the trademark is without permission or backing by the trademark
owner. All trademarks and brands within this book are for clarifying purposes
only and are the owned by the owners themselves, not affiliated with this
document.

Chapter 1: Budgeting Your
Money, The Easy Way

If
you
’
re looking to get out of debt the most important
thing you need to do is make sure you know where your money is going. You want
to make sure that you understand how much you owe to each place, company or
person and then you
’
ll be able to take the
time and make the effort to actually create a budget that works.

For
many people, the very idea of creating a budget is daunting. How can you
possibly figure out how much money you should send to everyone when you don
’
t even really know how much money you have or how
much money you owe or which one you should pay off first? There
’
s just too many questions involved and you find
yourself completely thrown off and confused.

That
’
s why step one is making sure you know how much you
owe and to whom. Start by making a list of all the information you have. List
the amount of money that
’
s owed, who you owe it
to and whether the amount is currently a collection or is just
‘
past due.
’
Both of these categories are important but knowing the difference will help you
understand which to pay off first.

Past
due accounts are those that you owe to a credit company but they are still
contacting you asking for payment. They haven
’
t
revoked your credit yet, they
’
re just tacking on a
lot of fines, fees and interest for as long as you don
’
t pay the account. These accounts are going to look back
on your credit report (which we
’
ll talk about later)
but they aren
’
t going to be as bad as collection accounts. These
types of accounts are generally capable of being paid off in monthly payments
(regular credit card payments)

A
collection account is one where the credit company has completely given up on
getting their money back. What they do is they sell the debt to a collection
agencies and that agency attempts to get the money back from you. This is money
that has been overdue for a long period of time and you know owe the entire
amount is due all at the same time. In some
instances
you can get the company to take payments or accept a lower settlement but you
’
re generally responsible for the entire account.

When
you
’
re working on creating a budget you want to make
sure you
’
re paying at least a little bit of money on each of
your past due accounts because this encourages them to keep the account open.
They want to get as much money from you as possible and if they choose to close
the account and turn it into a collection that won
’
t happen. So they keep the account open as long as
you continue to pay (even if you aren
’
t
making full monthly payments and the fees are still racking up.

With
a collection you need to contact the company if you want to attempt to make
payments (usually not easy) or you need to pay off the entire amount (or
settlement amount) all at the same time. This means you need to come up with
all the money or you really can
’
t do anything about the
account.

When
you create your budget you want to think about everything that you have coming
into the home and then think about every bill that you have. The bills that are
considered current you want to keep current. These are helping your credit
score even as other past due bills are hurting it. These are bills like your
lights, electricity, water and food. Make sure you have enough money set aside
monthly to pay for all of these things. Determine how much money you need in
order to pay off those current bills and then look at what
’
s left over. A portion of this should go into a
savings account. Try to get at least $50 to go to savings every month. This
will help you slowly build up a little nest egg in case of emergencies.

The
money that
’
s left over needs to be divided over the rest of your
past due bills. Try to at least reach the minimum payment amount on your credit
cards or accounts that are considered past due. This will help you keep from
getting additional fees for not meeting the minimum payment amount. If you can
afford to pay the amount that
’
s past
due
you
’
ll be even better off
but try to keep the account open. That means you want to keep some type of
charge on the account so they don
’
t
close it.

If
you
’
re past due on an
account
it
’
s more likely that they will close the account once
they get your money. As we
’
ll talk about in a
later chapter, this isn
’
t something that you
want to happen. That means you want to keep a balance on the card but try to
keep it current instead of past due. This will help you build your credit back
up.

Once
you
’
ve taken the minimum payment amount for each of your
past due accounts try to see what
’
s
left. If there
’
s anything
left
see if it
will come close to the payoff amount for one of your collection accounts. If it
’
s close you may be able to negotiate with the
company (which we
’
ll discuss in our chapter about collection
agencies).

Your
budget should go somewhere that you can see it easily and often. You don
’
t want to mess up your budget because that
’
s going to keep you on track with your spending and
with paying off bills. That will get you out of debt faster and help you get
back to having fun with your money (instead of giving it to everyone else for
nothing).