The Simple Dollar (28 page)
Authors: Trent Hamm
frugality.
See
frugality
gap
minding the gap,
75–76
wants versus needs,
76–78
impulse purchases,
77
less than earnings,
74–76
nonessential,
56
Squawkfox website,
28
stability
crossover points,
159–162
aggressive investments,
160
partial,
159
saving,
160
snowflaking,
161
maintaining,
164–165
protecting wealth,
162–163
strength,
16
student exchanges,
198
Stumbling on Happiness
(Gilbert),
17
success
differentiation,
228
relationships, building,
177
honesty,
173–174
time,
174
support
audacious goals,
149
relationships,
238
synchrony (social intelligence),
69
Taleb, Nassim Nicholas,
25
talents, giving,
209
Taylor, Kerry,
28
teaching children
educational priorities,
200–201
exceptional experiences,
198–199
growth mindset,
193–194
money skills,
190–192
self-learning,
197–198
self-reliance,
195–196
successfulness,
201
unconditional love,
195
Tightwad Gazette
(Dacyczyn),
96
Tilford, Monique,
159
time
giving,
210
pleasurable,
238
relationships,
174
resource,
237
“The Tragedy of the Commons,”
63–65
transitioning negative relationships to positive,
118–119
transportation costs, cutting,
104–105
trips, planning,
90
true hourly wages,
52–53
trying something different,
227
umbrella insurance,
163
Unclutter Your Life in One Week
(Doland),
219
unconditional love (children),
195
undergraduate education,
xv
unexpected life events
battling
luck, maximizing,
32
reliability,
33–34
emergency funds,
26–28
examples,
23
minimizing,
237
negative,
27–29
personal risk sources,
29–31
positive,
26–27
preparation,
34
random,
25
unexpected rewards,
150
unhappiness
clutter,
89
overcoming,
221
unsupportive relationships,
239
unwinding with mindless tasks,
58
utility bills, cutting,
101–102
vacations, planning,
90
values
frugality,
85–87
vitality (retirement),
181
wants versus needs,
76–78
Warfield, John,
86
wealth,
17
websites
The Simple Dollar,
xiv
Squawkfox,
28
weekly grocery fliers,
97
wills,
162
work hours statistics,
51
writing goals,
38
Your Money or Your Life
(Dominguez, Robin, Tilford),
52
,
159
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.
Chapter 01
Chapter 021
Michael Mihalik, Debt Is Slavery. Page 23. ISBN: 9780978545703.
1
From “Affective Forecasting, or, The Big Wombassa.” Speech by Daniel Gilbert, retrieved in video form on July 23, 2009 from
http://www.edge.org/3rd_culture/gilbert03/gilbert_index.html
.
Chapter 032
Personal interview.
1
Nassim Nicholas Taleb, The Black Swan. Pages 43–44. ISBN: 98-1-4000-6351-2.
2
Personal interview.
3
Personal interview.
Chapter 044
Personal interview.
1
http://www.dominican.edu/academics/artssciences/natbehealth/psych/faculty/fulltime/gailmatthews/researchsummary2.pdf
retrieved on July 22, 2009.
2
Personal interview.
Chapter 053
Timothy Ferriss, The 4-Hour Workweek. Page 50. ISBN 978-0-307-35313-9.
2
http://www.workinglife.org/wiki/Wages+and+Benefits%3A+Real+Wages+%281964-2004%29
.
Chapter 063
Joe Dominguez, Vicki Robin, and Monique Tilford, Your Money or Your Life. Page 56. ISBN: 978-0-14-311576-2.
1
Adam Smith, The Wealth of Nations.
2
http://onlamp.com/pub/a/onlamp/2007/06/14/why-do-people-write-free-documentation-results-of-a-survey.html
.
3
McMillan, D.W. and D.M. Chavis. “Sense of community: A definition and theory.” Journal of Community Psychology, 14 (1986): 6–23.
4
Garrett Hardin, “The Tragedy of the Commons,” Science, Vol. 162, No. 3859 (December 13, 1968), pp. 1243–1248.
Chapter 075
Daniel Goleman,
Social Intelligence
. Page 84. ISBN: 978-0-553-38449-9.
1
Consumer Expenditures. U.S. Department of Labor. U.S. Bureau of Labor Statistics. April 2009.
Chapter 082
Personal interview.
1
Benjamin Franklin, “Poor Richard’s Almanac.”
2
John L. Lastovicka, Lance A. Bettencourt, Renee Shaw Hughner, Ronald J. Kuntze, “Lifestyle of the Tight and Frugal: Theory and Measurement,”
The Journal of Consumer Research
, Vol. 26, No. 1. (June 1999), pp. 85–98.
3
Personal interview.
4
Personal interview.
5
Kahneman, D. (1999). “Objective Happiness.” In Kahneman, D., Diener, E., and Schwarz, N. (eds.).
Well-Being: The Foundations of Hedonic Psychology
. New York: Russel Sage, pp. 3–25.
6
In Defense of Food
, Michael Pollan. Cover. ISBN: 978-1-59420-145-5.
Chapter 097
The average American family spends 34.1% of their income on housing and 17.6% on transportation, according to
Consumer Expenditures
(U.S. Department of Labor, U.S. Bureau of Labor Statistics, April 2009).
1
Kersey Graves, “The World’s Sixteen Crucified Saviors,” p. 308, published in 1875.
2
Luke 6:31, NIV translation.
3
Robert D. Putnam,
Bowling Alone
, pp. 20–21. ISBN: 0-684-83283-6.
Chapter 104
Personal interview.
1
GWF Hegel. The Philosophy of History.
2
Geoffrey Colvin. “What it takes to be great.”
Fortune Magazine
. Volume 154, Number 9, October 30, 2006.
http://money.cnn.com/magazines/fortune/fortune_archive/2006/10/30/8391794/index.htm
. (Retrieved September 12, 2009.)
Chapter 113
Malcolm Gladwell,
Outliers
, pp. 38–47. ISBN: 9780316017923.
Chapter 141
Personal interview.
1
National Vital Statistics Reports, p. 1, Vol. 57, No. 16. “Deaths: Final Deaths for 2006.”
http://www.cdc.gov/nchs/data/nvsr/nvsr57/nvsr57_14.pdf
. Retrieved July 16, 2009.
2
Child Trends Data Bank. “Life Expectancy.”
http://www.childtrendsdatabank.org/indicators/78LifeExpectancy.cfm
. Retrieved July 16, 2009.
Chapter 153
Daniel Pink, Free Agent Nation. p. 234. ISBN: 9780446678797.
1
Joline Godfrey,
Raising Financially Fit Kids
, p. 5. ISBN: 9781580085366.
2
Dr. Carol Dweck,
Mindset
, p. 6–7. ISBN: 9780345472328.
3
Dr. Carol Dweck,
Mindset
, p. 176. ISBN: 9780345472328.
4
Maya Frost,
The New Global Student
, p. 233. ISBN: 9780307450623.
5
U.S. Bureau of Labor Statistics. Occupational Outlook Handbook, 2008-09 Edition. “Pipelayers, Plumbers, Pipefitters, and Steamfitters.”
http://www.bls.gov/oco/ocos211.htm
. (Retrieved October 2, 2009.)
